Fulwari, Archana, and Jayant Kumar. “An Empirical Analysis of the Demand for Home Loans in Urban India”. Arthshastra Indian Journal of Economics & Research 5, no. 2 (April 1, 2016): 7–15. Accessed December 5, 2025. https://indianjournalofeconomicsandresearch.com/index.php/aijer/article/view/92786.